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What’s the Difference Between a Handyman and a Contractor?

What’s the Difference Between a Handyman and a Contractor?

As a landlord, it’s important to keep your rental property in good shape. When something needs fixing or updating, you might wonder whether to hire a handyman or a contractor. Knowing the difference between the two can help you make the right choice for your property.

Handyman vs. Contractor

A handyman is someone skilled in a wide range of small repair jobs and maintenance tasks. Handymen are often called “jack-of-all-trades” because they can handle many different types of work. Here are some common jobs a handyman can do:

  • Minor Repairs: This includes fixing leaky faucets, unclogging drains, or repairing a broken door handle.
  • Basic Electrical Work: They can change light fixtures, replace outlets, or install ceiling fans, as long as it doesn’t involve rewiring or complex electrical tasks.
  • Painting and Patching: A handyman can paint a room, touch up paint, or patch small holes in walls.
  • Carpentry: They might build or repair shelves, fix loose cabinet doors, or install baseboards and trim.
  • Yard Work: Some handymen also handle outdoor tasks like fixing fences, repairing decks, or cleaning gutters.
  • Assembly and Installation: Whether it’s putting together furniture, hanging curtains, or installing blinds, a handyman can make sure everything is set up properly.

Handymen are usually more affordable and can be a great option for these smaller jobs that don’t require specialized skills or extensive experience.

A contractor, on the other hand, is a professional who typically handles larger projects or tasks that require specialized skills and licensing. Contractors are licensed, which means they’ve met certain standards and passed exams to prove their knowledge and skills. They are the go-to choice for more complex jobs like:

  • Major Renovations: Remodeling a kitchen or bathroom, building an addition, or renovating an entire property.
  • Plumbing or Electrical Work: Installing new plumbing, rewiring a house, or replacing a circuit breaker.
  • Structural Work: Anything that involves changing the structure of the house, like removing walls or building new ones.

Insurance and Liability: Why It’s Important

One of the most important differences between handymen and contractors is their insurance. Contractors are typically required to carry liability insurance, which protects you if something goes wrong during the job. For example, if a contractor accidentally damages your property or gets injured while working, their insurance would cover the costs.

Handymen, however, might not have the same level of insurance, or any at all. This means if they accidentally cause damage or get hurt while working on your property, you could be responsible for paying the bills. That’s why it’s crucial to always ask about insurance before hiring anyone, whether it’s a handyman or a contractor.

Why Professional Property Managers Use Licensed and Bonded Contractors

Most professional property managers prefer to work with licensed and bonded contractors, especially for significant jobs. Here’s why:

  • Safety and Security: Licensed contractors have passed tests and met specific standards, so you can trust they know how to do the job correctly and safely. Being bonded means there’s financial protection if the contractor doesn’t complete the work or if something goes wrong.
  • Legal Protection: If a contractor does poor work, you have more legal options to hold them accountable because they are licensed. This adds a layer of security for your investment.
  • Peace of Mind: Knowing that the contractor is licensed, bonded, and insured gives you confidence that the job will be done right. You’re also protected if anything goes wrong.

When to Choose a Handyman vs. a Contractor

For small, simple repairs or maintenance tasks, a handyman can be a cost-effective and efficient option. However, if the job is larger, more complex, or requires a permit, it’s safer to hire a licensed contractor. Always ask about insurance to make sure you’re protected, no matter who you hire.

By choosing the right person for the job, you’ll protect your investment and keep your property in top shape.


Pamela Greene
Master Property Manager
PG Management Group, LLC

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